Windward Mortgage Inc

NMLS# 2650009 | 404-436-6977

DSCR Loan

What is a DSCR Loan?

A Debt Service Coverage Ratio (DSCR) loan is a fantastic option for real estate investors in the U.S. who want to purchase or refinance investment properties. Instead of focusing on personal income or credit score, the DSCR loan evaluates whether the income generated by the property can cover the mortgage payments. This makes it much easier for investors to secure financing for their properties and expand their real estate portfolios.

Why It Works for You.

As an investor, traditional mortgage requirements can be restrictive and may not reflect the true potential of your property. With a DSCR loan, the focus is entirely on the property’s cash flow. If the rental income from your property is enough to cover the debt payments, you can qualify for the loan, even if your personal finances don’t meet conventional mortgage standards.

How Windward Mortgage Inc. Supports You.

At Windward Mortgage Inc., we simplify the DSCR loan process for you. We’ll help you evaluate the potential income from your investment property and ensure that you understand the terms of the loan. Whether you’re purchasing your first rental property or refinancing an existing one, we’ll work closely with you to make sure everything fits your investment goals

Grow Your Portfolio with Ease.

DSCR loans are a powerful tool for real estate investors looking to grow their portfolios without relying on personal income. Windward Mortgage Inc. can help you secure the financing you need to purchase, refinance, or fix-and-flip properties, all based on the rental income potential of the property itself. Let us help you expand your real estate investments with confidence.