A Home Equity Line of Credit, also known as a HELOC, is a line of credit that is secured by your home. This makes it an attractive way to access capital at a much lower interest rate, unlike your personal line of credit or credit card.

You can use HELOC for large expenses, such as consolidating higher interest rate debt like personal loans, personal line of credit, and credit card debts, financing a large project like home improvements or launching a business, and setting aside extra funds for emergency expenses.

At Windward Mortgage Inc., we offer many options on HELOCs. We can provide HELOC on your primary home and investment homes. We can do first lien and second lien. We can qualify your income using regular full documents or bank statements. We also have many ways to value your property, such as using the Automated Valuation Model (AVM), drive-by appraisal, and full appraisal. We also provide Variable and Fixed interest rates for the HELOCs. We also have other ways to access your equity, such as refinances and HELOANs.

Give us a call today! Let us show you what makes Windward Mortgage Inc. different from other mortgage companies.